Ratios

Discover the Belfius financial ratios.

Ratios (1)

(1) unaudited

Solvency ratios

(1) For the determination of the Capital under Basel III, the regulatory authority asks Belfius to apply a prudential deconsolidation of Belfius Insurance and to apply a risk weighting of 370% on the participation. This is commonly known as "Danish compromise".

Scroll

	31/12/2020	31/12/2021	31/12/2022
Return on equity (ROE)	5.6%	9.2%	9.1%
Return on assets (ROA)	0.29%	0.48%	0.51%
Cost-income ratio (C/I ratio)	56.0%	54.6%	54.3%
Asset quality ratio	2.02%	1.95%	1.82%
Coverage ratio	60.0%	60.4%	59.6%
Liquidity Coverage Ratio (LCR)	158%	195%	173%
Net Stable Funding Ratio (NSFR)	128%	136%	135%

	31/12/2020	31/12/2021	31/12/2022
CET 1-ratio (1)	17.1%	16.4%	16.5%
Tier 1-ratio (1)	18.0%	17.1%	17.3%
Total Capital ratio (1)	20.4%	19.8%	19.8%
Leverage ratio	6.9%	7.1%	6.3%
Solvency II ratio (before dividend)	212%	200%	205%
Solvency II ratio (after dividend)	200%	190%	193%

Other websites

Latest articles

Classic menu & search

Sphere menu

Ratios

Ratios (1)

5.6%

9.2%

9.1%

0.29%

0.48%

0.51%

56.0%

54.6%

54.3%

2.02%

1.95%

1.82%

60.0%

60.4%

59.6%

158%

195%

173%

128%

136%

135%

Solvency ratios

17.1%

16.4%

16.5%

18.0%

17.1%

17.3%

20.4%

19.8%

19.8%

6.9%

7.1%

6.3%

212%

200%

205%

200%

190%

193%