Les ratios suivants sont les baromètres de la santé financière de Belfius.
Ratios (1)
31/12/2022
30/06/2023
Return on equity (ROE)
8,9%
9,5%
Return on assets (ROA)
0,49%
0,57%
Cost-income ratio (C/I ratio)
47%
45%
Asset quality ratio
1,82%
1,91%
Coverage ratio
59,6%
56,7%
Liquidity Coverage Ratio (LCR)
173%
156%
Net Stable Funding Ratio (NSFR)
135%
133%
(1) unaudited
Solvency ratios
31/12/2022
30/06/2023
CET 1-ratio (1)
16,4%
16,5%
Tier 1-ratio (1)
17,2%
17,3%
Total Capital ratio (1)
19,8%
20,0%
Leverage ratio
6,2%
6,3%
Solvency II ratio (before dividend)
205%
202%
Solvency II ratio (after dividend)
193%
195%
(1) For the determination of the Capital ratios under Basel III, the regulatory authority asks Belfius Bank to apply a risk weighting of 370% on the capital instrumentsheld by Belfius Bank in Belfius Insurance after deduction of goodwill. This is commonly known as “Danish compromise"